With more and more families every year having both parents work full time, there has been an increasing need for help around the house with childcare and chores like cleaning, laundry and running errands. If you’re hiring household help it’s important to understand how having domestic workers (including nannies, housekeepers, caretakers, etc.) around your home…
Let’s face it…it’s easier to give our kids fast food and sugary snacks sometimes. It’s more convenient and in all reality, kids like them better! But good habits start early, so here’s a few ways to help your kids make good nutritional choices. Breakfast A child in the classroom whose last meal was dinner the…
Ah, summertime, and the living is easy. Perfect for sitting in the shade out back with a cold drink. You may even decide this is the perfect time to finally add that deck, enlarge the patio for cookouts, or put in that new landscaping with a couple of strategically placed trees perfect for a comfortable…
Following is just a sample of the types of insurance policies needed by owners of virtually every kind of business: Workers Compensation Commercial General Liability Commercial Property Professional Liability Commercial Auto Business Interruption This list is by no means complete. In fact, most researchers conclude that business owners typically need a minimum of nine insurance…
Ah, those first warm breezes of spring! Soon even the most devout winter couch potato’s dreams turn from football on television to those long-harbored visions of a major landscaping project or exterior home refresh. It’s not just baseball where spring hopes spring eternal! But sudden activity shifts need to be approached cautiously. “Weekend warrior syndrome”…
There’s still some cold mornings left (though we can keep our fingers crossed it’s over!!) Is it necessary to warm up your car? Conventional wisdom says that warming up your car is a must, especially on frigid days. Unfortunately for many American cars, this is one instance when conventional wisdom is just plain wrong. Unless…
At the mention of umbrellas, you likely think of protection from falling water drops. Your independent insurance agent would like to remind you the proper “insurance umbrella” could also protect you from a “rain” of lawsuits. Personal liability claims against homeowners and drivers are increasing in frequency and severity. The question is simple: Are your…
March is National Nutrition Month. With the swarm of information we’re hit with everyday, making sure you get the right nutrition can seem like a daunting task. The key to getting good nutrition is to take it one step at a time. Here’s some tips to making it easy. 1. Limit your information. Yes it…
The other day while flipping through the channels I stumbled upon a reality show about people who bid on items in abandoned storage units- sometimes finding items valued in the tens of thousands of dollars. I thought of my family and friends who had storage units and the kinds of items they kept in there-…
Whether you have three employees or several thousand employees, it only takes one injury to interrupt your daily processes. As a business owner, you most likely are concerned with protecting your employee from injury as well as meeting workers compensation requirements in your state and ensuring that your business runs as usual. Getting the right workers…
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