Why Buy Whole Life Insurance

Try to get an answer to the question, “Why buy Whole Life Insurance?” and you find endless debates trying to argue the value of whole life versus term life insurance. But, you would do well to move past this eternal contest and settle some personal concerns. Term Insurance Term Insurance has an important purpose and…

Business Owner’s Policies are the Total Package

A Business Owner’s Policy (also known as a BOP policy) is a package policy, providing both property and liability coverage geared toward small to mid-size businesses. They are worthwhile because, unlike separate property and liability policies, they are bundled to contain extra coverage at a low price. Many companies now offer specialized BOP policies for home based…

How To Handle a Water Damage Claim

Following days of heavy rain, it seems as if your roof wasn’t ready to weather the storm.  You’ve finally stopped the rain from dripping in to your living room and cleaned up any sitting water on the carpet and furniture. So what now? Notify your insurance company as soon as possible if you have a claim. To…

Filling Your Employees in on Healthcare Exchanges

Not only does the Affordable Care Act legislate for every US citizen to purchase Health Insurance of some form or another, it also obliges large and small businesses to provide their employees with Health Insurance. October 1 marks the opening of the Small Business Health Options Program (SHOP) marketplace, which will give employers with 50 or fewer…

Benefits of First-Aid Training in the Workplace

Most Businesses are not legally obliged to provide staff with on-site Health and Safety training. However, with incoming Health Care Reform and nationwide promotion of wellness in the workplace, more and more companies are beginning to offer First Aid training to staff. In light of this, we explore the benefits of making First Aid training a requirement in…