Insuring Classic Cars

Did you know that it may cost less to insure a classic or antique car than a regular vehicle? This is often the case because antique cars are traditionally well-maintained and frequently left in the garage. Conversely, regular cars, which are driven more frequently, are more apt to suffer dings and the general wear-and-tear of the…

6 Things To Know About Pollution Liability

Pollution liabilities can impact almost any kind of commercial venture, from residential developments to shopping centers, commercial office parks, warehouses, manufacturers, and even organizations such as universities. (Source: ACE Group’s report “Pollution: The Unrecognized Risk of Business Operations.”) Because such exposures can be linked to ordinary operations, business managers may expect those liabilities to be…

What Types of Insurance Does a Small Business Need?

Every year in the United States, 600,000 new businesses are started. There are many reasons people start their own small business, from a desire to be in control of their own destiny, to the passion to pursue a lifelong dream. Regardless of your reasons for starting a small business, protecting that business investment with insurance…

How Much Life Insurance Do You Really Need?

The recent economic recession demonstrated to many people how uncertain their financial future can be, regardless of how many assets they have. Considering this, it’s no wonder that more and more people are becoming interested in different types of insurance, including life insurance. According to the Insurance Information Institute, the total amount of life insurance premiums in…

What Does Intellectual Property Insurance Cover?

Intellectual property is the legal concept that intellectual creations can have exclusive rights in a business sense. Intellectual property law gives small and large business owners exclusive rights over an array of intangible assets, which can range from artistic works to inventions and even corporate phrases. The role of intellectual property in business is increasingly…

Thinking of Having a Holiday Party? Consider this…

Who is liable if a holiday guest gets food poisoning or drives home drunk? As millions of Americans host and attend holiday parties across the street and across the country, many may be unaware of the risks they may be taking. Party hosts need to understand their responsibilities when inviting people into their homes and serving…