8 Fall Home Maintenance Tips

With spring cleaning far behind, and summer fun all but over, it’s time to start fall home maintenance.  Fall is the perfect time to perform important maintenance to your home so you’re not caught in the middle of winter with a drafty house or a malfunctioning heater.  We’ve compiled the top eight fall home maintenance…

What is D&O Insurance?

With increased control and scrutiny of corporate practices, directors and officers are under ever more pressure. Just the allegation of an error or misdemeanor can lead to extensive losses of personal assets even for those serving a part time, non-executive, or honorary role in an organization. To protect themselves and their personal assets, many people…

Coverages for Valuables & Collections

The name Inland Marine may sound misleading. The name originated at Lloyds of London, used for insuring goods as they crossed the ocean as well as the ships on which they were transported. Later called “marine coverage” and “ocean marine insurance”, the name changed to Inland Marine after the coverage adapted to land transportation. Though…

Legal Liability – What’s Covered?

In an increasingly litigious society, you have probably heard the word “liable”. This simply means “legally responsible”. You may find yourself legally responsible in a car accident caused by texting while driving or by leaving a candle burning in your apartment, which spreads fire to other units. This part of your Property and Casualty insurance protects against…