Employers Entertain Paying Individual Health Premiums

Employer groups are asking agents why they can’t pay for their employees’ individual premiums either on or off the exchange. Agents can easily find answers to protect their clients from making this costly mistake in several recent IRS publications. Under IRS notice 2013-54 an employer that reimburses employees for their individual health insurance, inside or outside the…

General Safety Obligations for Employers

OSHA laws apply to every workplace. Here are the primary employer responsibilities according to OSHA: Employers must provide their employees with a workplace that does not have serious hazards and follow all OSHA safety and health standards. Employers must find and correct safety and health problems. OSHA further requires employers to eliminate or reduce hazards first…

Is Your Health Insurance Right For You?

Your health is way too important to leave to chance. That’s why it’s critical that you have health insurance and that it is the right fit for you and your family. Unfortunately, millions of Americans do not know if their health insurance plan will cover their needs—or how to secure better coverage. A good health insurance plan—one…