You’ve decided to start your own business. Congratulations! When you work for yourself, you have the opportunity to do what you most enjoy and are more likely to have a high level of job satisfaction. Make sure that when you set your business up, you are doing so properly so that you are not surprised…
As a self-employed business owner, you may need additional car insurance. It all depends on a several factors. Whether you work at home and never leave the house or you use your car for an office, you do not want to wait until you have a claim to find out that your personal insurance policy does…
Supply chain management involves the coordination of the flow of goods, from the transaction and storage of raw materials, to checking inventory and shipping finished products. Supply chain weaknesses are one of the biggest threats facing businesses – particularly those involved in manufacturing or retail. Cyber risks can undermine effective supply chain management, with research…
Although employee benefits can run the gamut from retirement benefits to more vacation days, the most effective means to improving the ROI of your corporate employee benefits program is first to survey employees to find out their preferences. In certain respects, smaller businesses have a leg up on their larger counterparts because the former has…
Home security is an important topic these days. Unfortunately, a home burglary happens once every 15 seconds in the United States. This translates to a staggering 2.2 billion burglaries each year. Burglars targeting residences will mainly strike during daytime hours when they assume most homeowners are at work. Many people are surprised to learn that…
For employers, workers compensation insurance coverage is all about controlling costs and effectively managing risks. No secret there. As critical as reducing the cost of workers compensation coverage is, however, many employers don’t participate as actively in making that happen as they could. In fact, many companies and organizations are either unaware of the many tools available to manage workers…
Whether you have numerous employees who frequently travel abroad, or you have a single employee traveling abroad just one time, it’s essential to keep them safe while they’re out of the country. Travel insurance is one aspect of that safety net, but there are other actions that can be taken to ensure your employees are…
Did you know that approximately 20% of teen drivers involved in fatal car accidents reported having high levels of alcohol in their systems? Motor vehicle fatalities are still the leading cause of death in teenage populations, accounting for about one-third of overall fatalities – as well as other risky driving behaviors. Recently, talking or texting…
When you are a middle market company, it might seem like risk management is less of a concern, but even smaller businesses can learn from the mistakes of big boys like Goldman Sachs and Toyota. Emerging companies needs to embed risk management practices into the core of their business so that as they grow, there…
There is a lot left in this winter. The polar vortex is come and gone – but not forgotten. The damage may be done, but there are months left in the winter to suffer through. Winterizing your home, even at this late date, will save you money and can prevent costly damage. Here are a…
