Top 5 Factors That Determine the Price of your Car Insurance

Most factors that influence car insurance premiums are based on statistically-proven risks posed by certain groups of drivers. The higher the risks associated with a specific group of drivers, the higher the auto insurance rate. However, it’s important to know that some insurance companies are willing to offer you better insurance rates than others. That’s mainly because…

What Business Risks Do You Need to Manage

Knowing your business’s risk exposure is vital. Risk managers must focus resources to mitigate potential risks, but how do you decide which exposures are the key issues? Dave Mahoney, Zurich’s Forensic Accounting Unit Manager for the property line of business, discusses business income risk in our Risk Revealed video. Watch “Business Income Risk: Protecting the…

The Insurance Behind Adding a Pet to the Family

A cute puppy or cuddly kitten may seem like a good idea when you’re at the pet shop, but Davis Dyer Max recommends considering the risks and liabilities you may also be bringing home. A national survey by Trusted Choice® found that 29% of respondents, representing more than 65 million households in the United States, said they…

Why Do Private Companies Need Errors & Omissions Insurance?

Errors and omissions insurance is alternatively known as professional liability insurance or professional indemnity insurance. A private company might seek protection in the form of liability insurance to help protect against bearing the full brunt of defending a negligence claim in court. What does Errors and Omission Insurance Cover? Typically, companies that specialize in advice-giving…

How to Lose a New Employee in 5 Days

Weak employee onboarding could spell disaster for a new recruit — and for the long-term health of your business. Here’s a five-day plan for a terrible first week of work for a new employee. Let’s hope these steps aren’t part of your onboarding process! Day 1: Bring Them in Cold Hiring managers set the tone for adding a new team…