Okay, it’s a departure from my normal weekly post about insuring your personal risk. But September starts National Whole Grains month. And while it’s not exactly insurance and risk, watching what you eat and incorporating more grains and vegetables into your diet can help improve your overall health. Which means you’ll be around and active…
With the Health Care Exchanges now less than two months away, we are well and truly on the verge of long-awaited Health Care Reform. Over 3 years since it was passed, the Affordable Care Act (ACA) will begin to take effect in the coming months ahead of January 2014, which will mark the beginning of the new…
Starting a new business is often the biggest risk. Particularly in the current economic climate. There are so many risks to consider as you look to find your feet and establish who you are and what you stand for. It may be tempting to remain positive and ignore the risks, but the truth is, you…
At every stage of your child’s life, you are constantly looking towards the future. Looking for ways to prepare for expenses and ways to protect them. As they grow up they require different protection, even when they aren’t children anymore. Health Insurance Dentists, falls from bikes and sick stomachs are more than common among children. Purchasing health…
We know that accidents happen, that’s why we have insurance coverage on our homes and businesses. But there may be another insurance coverage lessons coming from some of the people who had firework accidents in the past month. Insurance Coverage in Indiana may not Extend to Fireworks In Indiana, for example, there may be some people who woke…
I recently received the following question from one of our insureds: Question: I am the majority owner of my business. My accountant has suggested it is a good idea tax-wise for the business to own all of my vehicles – including those used by me and my family – and to insure those vehicles on…
With Health Care Reform changes imminent and exchanges opening in many states in October, most businesses are busy reassessing their healthcare situation. A major factor in that re-evaluation will be your employee health risk. Alongside risks of injury and accident, other health risks come from an employee’s lifestyle. While these risks can’t be managed in the same way…
So far this summer, we’ve had disasters all over the US that have caused billions in damage. From hail, to drought, floods to and wildfire, it’s clear that there are disaster risks all over the country. The most common insurance claim questions are about coverage; with so much risk out there it’s better to answer those questions…
ObamaCare is due to take full effect on January 1, 2014, marking the beginning of a new age in healthcare in the United States. A ‘Healthcare for all’ policy will require US citizens to purchase health insurance or else face a tax penalty. The individual mandate aims to expand health coverage by creating state health…
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