Cyber Liabilities Loom for Small Businesses

Each year new technologies, and improvements on old ones, come along to make our jobs easier and enhance productivity. Today it is easier than ever to store and retrieve personal financial information, but protecting that information poses increasing challenges. Security in cyber space is something everyone needs to be concerned about. “Statistically speaking, just about…

2015 EEOC Charge Statistics: What Do They Reveal for 2016

On February 11, 2016, the Equal Employment Opportunity Commission (EEOC) released a detailed breakdown of charges filed during its fiscal year 2015. The overall number of charges stayed shy of 90,000 at 89,385, slightly above the 88,778 filed in 2014, but well below the 99,947 filed in 2011. This continues a trend of fewer charges…

Common Cyber Insurance Objections

With the rise of cyber attacks, Cyber Insurance is become more and more of a necessity in a business’ risk management strategy. Here are some of the common objections we hear when talking to clients about this invaluable coverage and our responses. OBJECTION “I am not a target for hackers.” RESPONSE – Many data breaches…

Removing Autos from Your Business Auto Policy

Question: Business is bad and I need to save some money on my auto insurance. I want to delete the coverage on some vehicles that aren’t being used right now. They are stored in a secure parking area. Is that OK? Answer: Removing vehicles you still own from your auto insurance policy is probably not…

DOL Increases FMLA Enforcement

The U.S. Department of Labor (DOL) is focusing more of its resources on enforcing compliance with the Family and Medical Leave Act (FMLA) through employer audits. Although the DOL has always had the authority to conduct FMLA audits, the agency has been ramping up its efforts and taking a more aggressive approach in its investigations.…