Coverages for Valuables & Collections

The name Inland Marine may sound misleading. The name originated at Lloyds of London, used for insuring goods as they crossed the ocean as well as the ships on which they were transported. Later called “marine coverage” and “ocean marine insurance”, the name changed to Inland Marine after the coverage adapted to land transportation. Though…

How to Say “I Do” to Engagement Ring Insurance

Buying insurance for your engagement ring may seem anything but romantic, but there’s nothing dreamier than beginning the rest of your life with a peace of mind. Once you’ve said, “Yes” and the ring is on your finger, it is time to determine if you need ring insurance and exactly how to get it: Any couple with…

Business Owners Forget About Their Personal Insurance

Recently we have had numerous discussions with business owners about their personal insurance.  What may surprise many is how often business owners do not pay attention to their personal risk exposures in the same way they do their businesses. Business owners review their business insurance annually.  This typically means meetings with their insurance professionals, loss control and safety specialist.  They…