Insurance Lies Most People Believe

Myths, legends and lies are hard to dispel and correct, especially when doing so appears to financially harm the teller or believer. If the myth is true, the teller/believer does not need to purchase the coverage on which the lie is based; but if the information is false, the insured is forced to make a…

63 Emerging Risks No One is Talking About

Everybody knows about climate change and catastrophes, the Internet of Things and the cloud, the on-demand economy and online shopping, autonomous vehicles and robots in the workplace, terrorism and pandemics, 3-D printing and cyber theft, and political instability and economic uncertainty. Insurance professionals have been talking about these and many other emerging risks for years.…

Car Care All Year Round

It’s a great idea to take care of your car any time of the year, but Car Care Month is celebrated in April. We take for granted all of the time we spend in our vehicles, so let’s just take a minute to think about the ways we can take care of our cars…and ourselves…

Is Warming Up Your Car Really Necessary?

There’s still some cold mornings left (though we can keep our fingers crossed it’s over!!) Is it necessary to warm up your car? Conventional wisdom says that warming up your car is a must, especially on frigid days. Unfortunately for many American cars, this is one instance when conventional wisdom is just plain wrong. Unless…

Top 5 Factors That Determine the Price of your Car Insurance

Most factors that influence car insurance premiums are based on statistically-proven risks posed by certain groups of drivers. The higher the risks associated with a specific group of drivers, the higher the auto insurance rate. However, it’s important to know that some insurance companies are willing to offer you better insurance rates than others. That’s mainly because…