Even if your business is on OSHA’s “hit list” for 2014, you may be able to dodge an inspection based on your DART rates from the previous three years. DART—Days Away, Restricted or Transferred—includes injuries resulting in days away from work, injuries resulting in restrictions from normal job duties or injuries resulting in both. OSHA…
People love to be near the water. Whether it’s a river, lake, or the sea, a body of water makes for a beautiful landscape and many fun activities. Unfortunately, these bodies of water can also cause flooding. Flooding can happen at any time no matter where you live, so it is important to get educated…
At the mention of umbrellas, you likely think of protection from falling water drops. Your independent insurance agent would like to remind you the proper “insurance umbrella” could also protect you from a “rain” of lawsuits. Personal liability claims against homeowners and drivers are increasing in frequency and severity. The question is simple: Are your…
Supply chain management involves the coordination of the flow of goods, from the transaction and storage of raw materials, to checking inventory and shipping finished products. Supply chain weaknesses are one of the biggest threats facing businesses – particularly those involved in manufacturing or retail. Cyber risks can undermine effective supply chain management, with research…
When you are a middle market company, it might seem like risk management is less of a concern, but even smaller businesses can learn from the mistakes of big boys like Goldman Sachs and Toyota. Emerging companies needs to embed risk management practices into the core of their business so that as they grow, there…
Knowing your business’s risk exposure is vital. Risk managers must focus resources to mitigate potential risks, but how do you decide which exposures are the key issues? Dave Mahoney, Zurich’s Forensic Accounting Unit Manager for the property line of business, discusses business income risk in our Risk Revealed video. Watch “Business Income Risk: Protecting the…
The terms bullying and harassment in the workplace are often used interchangeably. Both cause psychological harm to the victims and make the workplace unpleasant, but they aren’t the same thing. Harassment usually has a physical component and is more intrusive and obvious. Victims and witnesses tend to have an immediate reaction that something is wrong. It is…
